Top 10 of the Best Places to Retire in Florida

July 8, 2020

If you’re planning your retirement soon, you might be looking for the best places to retire in Florida. Here’s my list of beautiful towns in Florida perfect for retirement…

Florida has long been one of the preferred places for seniors to settle down and retire. With its sunny beaches, mild winters, and plethora of things to do, it’s no surprise that seniors settle on the Sunshine State for their place of retirement. If you’re looking for ideas about the best places to retire in Florida… this is the list for you!

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However, with the sheer number of cities and towns available to settle in Florida, it can be overwhelming to decide what the best place to live in Florida for retirement is. 

However, if you’re on the hunt for your perfect retirement spot in Florida, never fear. We’ve whittled down the options to the best few based on housing prices, cost of living (including the tax burden) and the general vibe of the area. So, settle in and take a read of our list on the best places to retire in Florida.


Fort Myers

Top of the list of the best places to retire in Florida, it’s Fort Myers. Fort Myers is said to be one of the best places to live in Florida for seniors on account of resident wellbeing. With retirees able to comfortably afford a home here, it’s a great option for those looking to lessen the financial burden that can come with retirement.

Located along Florida’s Gulf Coast, it’s an excellent place to settle for seniors looking for that beach lifestyle without the extortionate associated costs. With amazing shopping, golf courses and fishing spots, Fort Myers is truly a stunning place to live in Florida for seniors. An ideal spot for places to retire in Florida, there’s so much to do and see during those sunset years!

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Pensacola

Located in the northwest of Florida, Pensacola is next on my list of the best places to retire in Florida. It is one of the best places to live in Florida for seniors on account of its location. The perfect place for an affordable beach retirement (it’s located right along the Pensacola Bay), this is an excellent place to consider if you’re all about the beach.

With a reasonable median home price (it tends to be around $142,000) and a low tax burden, Pensacola is a great place to retire in style. 

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Orlando

Next on my list of the best places to retire in Florida, it’s Orlando. Now, you had to see this one coming. Orlando has unsurprisingly made its way onto our list of the best places to live in Florida for seniors due to its mild winter temperatures and unbeatable entertainment options. With low general costs of living and excellent amenities, Orlando should absolutely be on your list of places to consider in Florida for retirement.

A major plus of this area is that it provides a fantastic holiday option for the grandchildren. With Walt Disney World Florida and Universal Studios on your doorstep, you’ll have them pining to see you every holiday! A great option for the best places to retire in Florida for many reasons!

orlando list of best places to retire in Florida

Melbourne

With an affordable cost of living, Melbourne is absolutely one of the best places to retire in Florida. If you’re at all interested in space travel, then this is the place to be. With the Kennedy Space Center and Cape Canaveral Air Force Station in proximity, locals that live here can watch rockets as they launch into space! Cool or what?

However, the awesome space bits aren’t the only reason that Melbourne in Florida rocks for retirement. With lots of beaches and dolphin-spotting areas here, it’s the perfect place to unwind and relax for seniors too. 

top places to retire in Florida

Tampa

Tampa is a big city, so it’s absolutely one of the best places to retire in Florida, especially for those who love skyscrapers and excitement. Tampa is packed with entertainment options, so whether you love a visit to the zoo or like to head on cruises in your spare time, Tampa has got you covered. With excellent median house prices and a low tax burden, Tampa is a fantastic place for seniors to settle in with little financial worry.

Another plus? Tampa has excellent access to health care, with the Tampa General Hospital being within easy reach of most streets. If you want to retire near the beach without losing access to amenities, then this is your place. This is a great choice for the best places to retire in Florida.

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Lakeland

Home to a whole host of lakes (hey, it is aptly named!), Lakeland is one of the most scenic spots on this list of the best places to retire in Florida. Located between Tampa and Orlando, Lakeland is a great choice for those looking for a more affordable (and quiet) alternative to the big cities.

With an extremely reasonable median home price and surrounded by colleges, it’s an eclectic town that will suit most retirees. 

lakeland best places to retire in Florida list

Miami

Perhaps one of the more obvious picks on our list of the best places to retire in Florida, Miami certainly deserves a spot on our list of the best places to live in Florida for seniors. A tropical retirement spot that is bursting with amenities, residents will have no problem making themselves comfortable here. There are also lots of lovely neighbourhood and retirement communities to choose from here.

With access to multiple healthcare systems (including the fantastic Cleveland Clinic), you’ll be well looked after in old age. If you don’t like to drive or don’t have a car, don’t worry. Those 65 and over can ride public transit for free in Miami (another reason this makes the best places to retire in Florida list), so that can save you a chunk of change in the long run. 

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Jacksonville

Jacksonville is home to some truly amazing golf-courses, so if you’re looking to perfect your golf game during retirement, then this place should be on the top of your list. So definitely one of the best places to retire in Florida for gold-lovers!

With white sandy beaches and scenic spots as far as the eye can see too, it’s no wonder that Jacksonville is seen as one of the best places to live in Florida for seniors. Offering all the amenities that come with a beachfront city for less, Jacksonville is an excellent place to retire.

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Naples

Naples has often been deemed the best place to live in Florida for seniors due to its number of medical centers and senior-friendly amenities. With a tax burden of just over 14%, it’s one of the lowest on our list. With 51% of Naples’ population consisting of seniors, we’d say that the statistics speak for themselves.

Bringing together shopping, beaches and entertainment, including this on your shortlist of the best places to live in Florida for seniors is a no-brainer. Though Naples is one of the more expensive places to retire in Florida, it is certainly one of the most stunning. A wonderful option on this list of the best places to retire in Florida.

best places to retire in Florida USA

Palm Beach

The final spot on our list of the best places to retire in Florida. The place to go to retire in style, Palm Beach is absolutely packed with boutique shopping, golf courses and yachts. Though one of the most expensive places to retire in Florida, it’s certainly the place to go for a life of luxury.

If you wish to experience more art and culture as you age, Palm Beach offers some amazing entertainment at the Kravitz Center for Performing Arts and frequently shows exhibits at the Norton Museum of Art. So, if you’re looking for culture and high-brow shopping, this is your best shot. 

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I hope that this guide to the best places to retire in Florida has been helpful!

Hopefully this list of the best places to retire in Florida has been useful and given you some ideas for ideal retirement spots! Picking the perfect retirement location can be overwhelming, so take your time and you’ll certainly find the perfect spot for you!

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